Banking Services

Open your Swiss business bank account

Virtual Office Zug connects your company with two trusted Swiss banking partners — UBS and Valiant Bank — in the Canton of Zug. Guided process, no surprises.

Swiss banking partners
UBS & Valiant Bank — trusted institutions

1–6 weeks to account opening

Full document preparation included

Why it matters

Why a Swiss business bank account?

Swiss credibility

A Swiss IBAN signals stability and trustworthiness to clients, suppliers and partners worldwide.

Legal requirement

Swiss law requires companies to have a local business account for payroll, VAT and corporate tax payments.

Swiss financial ecosystem

Direct access to Swiss payment infrastructure, e-banking and financial services.

Our partners

Our Swiss banking partners

UBS
Switzerland's largest bank · international reputation
Ideal forHoldings · crypto companies · international structures · high-volume transactions
LanguagesEnglish · German · French
Timeline2 to 6 weeks
Swiss domiciliation requiredDirector preferred
Valiant Bank
Leading Swiss regional bank · strong Central Switzerland presence
Ideal forSMEs · consultants · freelancers · GmbH structures
LanguagesGerman · English
Timeline1 to 3 weeks
Swiss domiciliation required

Our role

What we do for you

Introduction to UBS or Valiant Bank based on your company profile

Preparation of your bank account application file

Document checklist tailored to your structure

Coordination between you and the bank

Follow-up until account opening confirmed

Virtual Office Zug is an introduction and coordination platform. The bank account opening decision is made solely by the banking partner. We do not guarantee account approval.

Requirements

What you need to open a Swiss business bank account

Documents required

  • Valid passport of all directors and shareholders
  • Proof of address (less than 3 months)
  • Swiss commercial register extract (if company incorporated)
  • Company articles of association
  • Business plan or activity description
  • Source of funds declaration

Prerequisites

  • Active Swiss domiciliation address (VOZ setup fee CHF 49) — get yours
  • Swiss resident director if required by the bank — learn more
  • Clean compliance profile (no sanctions, no high-risk activities) — compliance page
  • Minimum deposit may be required depending on the bank

Process

How it works — 4 steps

Submit your request

Fill in our online form. We review your profile within 1 business day.

Bank selection

VOZ selects the most suitable banking partner for your structure and needs.

Introduction

Warm introduction to the bank's team. You complete their official onboarding.

Account opened

Receive your Swiss IBAN and activate your Swiss business banking.

Frequently asked questions

Can a foreigner open a Swiss business bank account?
Yes — non-residents can open a Swiss business bank account if their company is legally domiciled in Switzerland and meets the bank's KYC requirements.
Do I need a Swiss domiciliation address to open a bank account?
Yes — all Swiss banks require a valid Swiss registered address for the company before opening a business account.
Which bank is better — UBS or Valiant?
It depends on your profile. UBS is better suited for international structures and holdings. Valiant is ideal for SMEs and local business activity. VOZ helps you choose the right one.
How long does it take to open a Swiss business bank account?
Between 1 and 6 weeks depending on the bank and the complexity of your structure. Valiant is generally faster than UBS.
Do I need a Swiss resident director to open a bank account?
UBS typically requires at least one Swiss-based signatory. Valiant is more flexible. VOZ can connect you with a Swiss resident director if needed.
Is there a minimum deposit required?
Some banks require a minimum deposit. This varies by bank and company profile. VOZ will inform you of exact requirements once your profile is reviewed.
Can I open a Swiss bank account for a crypto or blockchain company?
Yes — Zug's Crypto Valley has established banking relationships for blockchain companies. UBS and certain cantonal banks have experience with crypto-related structures. See our Crypto Valley page.
How much does the VOZ bank account introduction service cost?
The introduction service is included as part of your VOZ onboarding. A coordination fee may apply depending on the complexity of your file. Contact us for details.

Ready to open your Swiss business bank account?

Start with a Swiss domiciliation address — required by all banks — then request your bank introduction.

Request bank account introduction Get my Swiss address — CHF 49 setup
Company formation CHF 0 with UBS Save up to CHF 790 UBS & Baloise Partnership

Create your Swiss company
for CHF 0

When you open your UBS business account through our partner network, your company formation fees are fully covered. You pay CHF 0 for your SA or GmbH creation.

What's included

Swiss company formation (SA or GmbH) — Fully covered by UBS & Baloise partnership
CHF 0
UBS professional account — Save CHF 300
Free year 1
UBS capital deposit account
Free
UBS prepaid credit card
Free year 1
Baloise insurance consultation
Free
Total savings up to CHF 790

Company formation at CHF 0 is subject to opening a UBS business account through our partner network and selecting the UBS & Baloise «Zéro Souci» offer during the incorporation process. Offer subject to UBS eligibility criteria and availability.

Normal cost
CHF 1,200+
typical Swiss GmbH formation
Your price
CHF 0
company formation
Domiciliation setup CHF 49
Company formation CHF 0
UBS account (year 1) Free
Total to start CHF 49
Start now for CHF 49 →